An accountancy practice http://fittor.fun/mywebporno/ hqvintagetube Whiplash now accounts for 78pc of all personal injury claims in the UK, compared with just 3pc in France. One of the major differences is that in France, diagnosis requires "objective proof based on more rigorous medical testing", according to Axa. Claimants are also forced to pay for an initial report into the injury. The result of far fewer claims is that motor insurance costs 40pc less.