Do you know the number for ? http://fittor.fun/fai-orapun-model/ sibling rivalry sofie gets a dp The initial problem with assessing the merit of Arends’s conclusions is the fact that he does not indicate what is in the 60/40 portfolio he is bashing. Did he use an actively managed portfolio of high-expense-ratio stock and bond funds or low management fee index funds? Did he use mutual funds or individual stocks and bonds? What were the maturities of the bonds in his portfolio? Without this information, it is impossible to evaluate his observations.