Have you got any ? http://vporn.in.net/ vqporn Mr. Summers long has called for simple regulatory rules for things like lending and risk, but the system remained a regulatory patchwork for years, with different agencies vying for power. Ms. Yellen said disagreements among regulators allowed financial companies to exploit gaps in oversight. She also has criticized the landmark financial bill Mr. Summers helped push into law in 1999 that ended the separation of commercial banks and securities firms, rules that had been in place since the Great Depression.