This is your employment contract http://fuq.in.net/ www.fuq.com Indeed, with HSBC, few applicants are given the full £3,000 and many are confined to the basic £1,000. Enquire about the likelihood of getting the full amount before enduring the application hassle. The £2,000 overdraft from the Co-Op is impressive enough, but the real win is that 90% of applicants will be granted the full amount.